The CreditXpert
our experience is your success!
Member Credit Consultant Assoc. Board Certified
Credit Consultants (BCCC)
Site
Credit Restoration
we can help
Have no credit we can help
Students and Parents Urgent!
Students and Young Adults now is the time to establish a powerful buying tool Your Personal Credit. Purchase Homes, Cars what ever you want to finance using your own credit worthiness. Credit Scores .. what are they ? and how to protect scores.
Social Credit Scores .. what are they Sand how to protect your scores.
Pre-Employment and Criminal Background Checks
** Social Credit Scores
Learn the do's and don'ts of what to do to create a positive Social credit scores. Protect yourself and children in the event that social credit scores come to America.
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Membership Includes:
All Three Credit Reports and Scores
All Three Credit Reports and Scores
All Three Credit Reports and Scores
Get a true snap shot of your current credit situation
Disputes
All Three Credit Reports and Scores
All Three Credit Reports and Scores
Review of Tradelines and Disputes as determined
1 Million Dollar Fraud Insurance
All Three Credit Reports and Scores
1 Million Dollar Fraud Insurance
Piece of mind and security as long as you are are a member
The Program
The Process
Your Pathway to Financial Success!
Step 1
Membership Snapshot
- ScoreTracker
- ScoreBuilder®
- ScoreBoost™
- Money Manager
- Smart Credit Report®
- $1 Million Fraud Insurance
We’ll analyze your credit report. We’ll be looking for questionable items like collections, charge-offs, tax liens, judgments and late payments that may be hurting your score.
We provide you with an in-depth credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Additionally, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Step 2
.
Contact Agencies
We will then write to each of the 3 credit agencies (Transunion, Experian and Equifax) as well as the actual creditors directly. The letters will include disputes, appeals, validation requests and goodwill interventions intended to improve your credit score.
Unlimited Items
Keep in mind we will be doing this for all of the inaccurate items on your reports right from the start. Also, you can log into our client portal and check your progress report, which will show you when letters have been sent out and when to expect responses from the credit agencies/creditors/furnishers in your mailbox
Step 3
We load all the inaccurate, misleading and unverifiable information into our system, and begin by challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all bureaus for and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal as we focus on fixing your credit from start to finish.
Step 4
Once the updated credit reports come back from the bureaus, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the issue comes back verified with no difference, we follow up with the credit bureaus or try to get a resolution on why the inaccurate information is still on the credit report.
The Gateway
now order your all three credit reports and fico scores and Get credit monitoring, score tracker, score builder and scoreboost!
Credit Simulator!
use this tool to Estimate Fico Score increases Call or Text 913-475-7124 Email: info@Creditxpert.com
Click the blue box below to get Started
What we do for you !
What can credit repair services do?
Legitimate credit repair services check your credit reports for information that shouldn't be there and dispute it on your behalf. Many of them also check to be sure the information doesn't reappear.
When information on your credit reports is disputed, credit bureaus have 30 days to investigate. However, they don't have to investigate disputes they deem “frivolous.”
Among the errors that can be addressed:
- Accounts that don't belong to you.
- Bankruptcy or other legal actions that aren't yours.
- Misspellings, which may mix in negative entries that belong to someone with a similar name — or may mean positive entries aren't showing up when they should.
- Negative marks that are too old to be included.
- Debts that can't be validated and verified.
Why The Creditxpert?
The Creditxpert mentors are key—that is why we're choosy. We want to give each client the time and guidance you deserve. Whether you’re seeking Credit counseling or Credit Restoration we want the right partner with the best skillsets to work with you to optimize the best out comes for our clients.
Personalized Service
Personal Service
We dedicate a specific "Success Manager" to each client who will personally work your file from beginning to end to provide you with the best service.
We offer proven programs to maximize results
Certifications
Memberships: Credit Consultants Association (CCA)
Board Certified Credit Consultant (BCCC)
Pending Certifications: Certified Credit Score Consultant(CCSC), FCRA Certified, Fair Debt Collections Practice Act Certified (FDCPAC)
Fico score Builder Program
Before applying for major purchases preform a credit analysis to maximize you fico scores to qualify for the best rates and ensure approvals!
Need help increasing Credit Scores or Establishing Credit
We Can help with that too. Before making any major purchase or applying for credit... Let us preform a credit
Tune-up to enhance you Approval process!
More Site Information and Discounts
Ask about out Veteran's discounts!
Our way of Thanking those who have served us. Thank you for your Service! This includes all Department of Veterans of Affairs Employees and Veterans family members
Current Deals
Call before March 31 and Save big !!!
Call Text or email for details! Book now
